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Welcome to Ken Garff Hyundai's Finance Department, where we specialize in all types of credit, from good to bad. No credit, no problem! Ken Garff Hyundai has strong relationships with all lenders and credit unions. We are committed to finding you the perfect car loan company to suit your car financial needs.

You're just a step away from approved car financing! Take advantage of some of the lowest rates available. Call today or submit a short application below.

           1-800-798-6109
              Call and ask for Dale Williams, Finance Director

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Contact Information

Ken Garff Hyundai

198 East 500 South,

Salt Lake City, UT 84111
sales Sales:
800-798-6109
phone2 Service:
800-546-1483
phone3 Parts:
800-546-1687

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.